Welcome The Meidas Touch Listeners!

Maximize Your 
Future 
Credit Score!

Our customers add an average of up to 
+34 points to their score in as little as 30 days.1

Start 7 Day Trial

IMPORTANT DISCLAIMER: Any credit scores, score changes or available plus points shown or inferred are estimates only. Individual results may vary, and results are not guaranteed.


1Calculation Methodology: average score calculations are based on historical internal data from SmartCredit customers between Feb 2024–Feb 2025. The sample includes customers who started with a credit score below 580. Individual results may vary and are not guaranteed.

2ScoreBuilder is an individual communications tool using our patented Action button where all requests taken by an individual are sent direct-to-creditor customer service. 
ScoreBoost is a payment and spending simulation based on credit utilization from TransUnion®, Experian® and Equifax®.

Empower Your Creditworthiness
with a Strong Financial Path

Step 1

Add Points

Achieve your future credit score with our action buttons and tools2

Build & Boost™ Your Score

Step 1

Get the Loan

Use our myLONA™ to get the loan or financing of your choice

Apply with Your Best Score

Step 1

Save Money

Enjoy the savings of a better loan and maintain your best score

Live Confidently

Start 7 Day Trial

Empower Your Creditworthiness with a 
Strong Financial Path

Build your score with ScoreBoost™

ScoreBoost™ helps you find the best time to pay off your accounts and add points to your credit score

Start 7 Day Trial

Better credit,  
better offers

Build the foundation of your credit score then shop for your best offers.

Start 7 Day Trial

Build your score with ScoreBoost™

ScoreBoost™ helps you find the best time to pay off your accounts and add points to your credit score

Better credit, 
better offers

Build the foundation of your credit score then shop for your best offers.

Start 7 Day Trial

Our customers add an average of up to 
+34 points to their score
 in as little as 30 days.1

Start 7 Day Trial

Maximize Your 
Future 
Credit Score!

Start 7 Day TrialStart 7 Day Trial

Welcome The Meidas Touch Listeners!